Debt consolidation is only half of the battle. Getting your debt paid off in full still requires a plan.

See how expensive it can be to pay interest on your debt with this calculator.

You can use the Credit Card Optimizer to determine the most effective way to distribute the debt on your credit card.

Assess whether you would be able to consolidate your debt with your home equity.

With this calculator, you can devise a debt management plan that will lead you to debt-free living.

You can use the monthly savings you get from consolidating your student loans to pay off your other debt.